At Mercuryo, we're at the forefront of enhancing decentralized finance (DeFi) with innovative payment use cases. Our goal is to redefine the finance experience, making sure everyone can easily access both web3 and traditional financial services. We're building a robust platform that makes dealing with crypto simpler and integrates it seamlessly into the broader financial ecosystem. Our mission is clear: to create a straightforward, user-friendly platform for businesses that are pioneering the next generation of consumer services with crypto.
Since launching in 2018, we've joined forces with web3 giants like MetaMask, Trust Wallet, Ledger, Jupiter, 1inch, PancakeSwap, powering over 200 dynamic products. This collaboration is driving the creation of innovative payment solutions within the web3 industry, involving direct engagements with prominent ecosystems such as Solana Labs, Consensys, and BNB Chain.
Why Mercuryo?
Industry Impact: Make a real difference by contributing to leading web3 projects that onboard millions of users into the new economy.
Innovative Environment: Join a team of over 200 professionals from the most dynamic sectors, including banking, SaaS, and web3, all committed to delivering the best user experience in the industry.
Growth and Learning: With partnerships spanning more than 200 top-tier B2B collaborations and a user base exceeding 7 million, the opportunities for professional growth are vast.
Flexible Culture: Embrace our remote-first policy that values diversity, with team members from over 29 countries, creating an environment where ownership and creativity thrive
About the Role
Moneysail, a full subsidiary of Mercuryo, authorised by HANFA to provide crypto asset services, is
now seeking a Deputy Anti-Money Laundering (AML) Officer to help us in building out the second line
of defence and to push our Financial Crime Compliance Program to the next level
As Moneysail’s AML Compliance Analyst, you will be work with our Head of Compliance and wider
Risk and Compliance team and support the mission for the team as the company continues to scale.
You will work closely with key stakeholders in Operations, Legal, Risk, Product, Engineering, and
other functional areas to ensure Monetley is compliant with all relevant regulations.
The AML Compliance Analyst reports directly to Moneysail’s Head of Compliance and will be
supporting our financial crime efforts across all Mercuryo entities (currently in Europe and North
America).
As our AML Compliance Analyst, you will have the opportunity to work on a wide range of areas in the
increasingly important world of fintech payments and virtual assets and have a real impact on the
growth of the entire Mercuryo Group
Your Role:
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Oversee and Enhance Transaction Monitoring Frameworks: Develop and refine the transaction monitoring policies and ensure their effective application by the first line.
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Conduct Quality Assurance on First-Line Reviews: Assess and validate the quality of first-line AML investigations and ensure alignment with regulatory standards.
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Monitor Client Due Diligence Processes: Oversee and review first-line CDD and KYC processes, providing guidance to ensure regulatory compliance.
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Regulatory Analysis and Impact Assessment: Analyze new regulatory requirements and assess their impact on internal processes and controls.
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Develop and Update Policies: Draft, update, and ensure the effective implementation of policies and procedures in line with evolving regulations.
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Report Compliance Insights to Management: Prepare compliance summaries and risk assessments for senior management, highlighting key risks and mitigation strategies.
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Conduct Thematic Reviews and Risk Assessments: Perform in-depth reviews on high-risk areas to ensure controls are adequate and aligned with AML frameworks.
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Provide Compliance Advisory Support: Serve as a point of contact for first-line inquiries on AML and compliance issues, providing guidance and oversight.
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Oversee Training Programs: Design and review the training materials delivered to first-line teams, ensuring they are comprehensive and up-to-date with regulatory
expectations.
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Support Regulatory Engagement and Audits: Act as a liaison during regulatory
reviews, preparing documentation, and facilitating first-line responses to regulators
and auditors.
What We're Looking For:
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A newly graduated student or intern looking for experience in an e-money, payment services, and crypto company
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You’ll need to be hungry for a generalist role – we’d love to see that you have an interest in all compliance areas – such as Financial Crime, Regulatory, Conduct, Consumer Protection and Data Protection, but with a bias toward Financial Crime.
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A keen eye for detail and the ability to confidently challenge the business units and advise on solutions to problems.
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The ability to build strong relationships, make impactful contributions and influence business strategy.
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Fluency in English
What we love about you:
- A pragmatic way of thinking, coupled with legal, compliance or financial qualifications.
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An excellent communication style - both verbally and in writing, with the ability to adapt your approach to your audience.
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You love to write - we have a lot of documents to draft, and we place a high degree of importance on clarity and readability.
- Some ability to speak another language would be advantageous but is not necessary.
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Comfortable with solo execution - we're a small team so you'll need to be happy rolling up your sleeves.
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You enjoy working with a young team and taking the time to share your knowledge and experience.
- Capable of working to own initiative.
- You are inquisitive and confident in questioning the status quo.
- Good team player that is happy and thriving working in a start-up environment.
- You are proud of your impeccable work ethic and entrepreneurial business mindset.
What We Offer:
- Competitive market rate salary and performance-based incentives
- 22 days annual leave with an additional 6 company days, plus bank holidays
- Comprehensive health insurance plans
- Extensive Benefits program
- Flexible work schedule and remote work options
- Professional development and training opportunities
- Opportunity to shape the initiatives you’re working on
- Diverse and friendly team
- We are open-minded to new ideas
We're hybrid-remote so you should be comfortable picking up new software tools for document drafting, collaboration and communication. Most of your colleagues will not share an office with you on a day-to-day basis.
Join Us
If you're driven to be a part of the web3 forefront and are keen to leave your mark on this rapidly evolving field, Mercuryo is an excellent choice. Discover our open positions and see how you can contribute to shaping the future